How it Works

Our proven 6-month credit restoration process with full support included

Support included for the entire 6-month term
1

Sign Up with IdentityIQ.com

You will need to sign up with our partner company IdentityIQ.com for Experian, TransUnion, Equifax Credit Reports & Scores.

  • The cost is about $22.00-$25.00 a month for their service
  • You will need to pay this for the entire 6-month term of credit cleaning and building new credit
2

Share Your IdentityIQ Access

Send me your Identity IQ user ID and Password so I can access your credit information on my end and load all your credit reports and scores into my Dispute Software to send out letters the very same day.

3

Build New Credit While We Work

You will be coached at the same time on how to build new credit while dispute letters have gone out disputing all negative items found on all 3 credit bureaus.

We do all the hard work for you, so you don't have to.

4

Apply for Secured Credit Cards

I will coach on which Cards to use. You will need to Apply for 3 to 4 Secured Credit Accounts to build new credit temporarily, then close them out after you reach 620 FICO Score, usually 3 to 4 months.

5

How Secured Credit Cards Work

These are great tools to help you regain your credit worthiness and achieve your goals of higher credit scores. You open an account using your own money deposited into a credit card (min. $100.00 to whatever amount you choose) and make small purchases, and I always advise signing up with auto payments when monthly payments are due.

The Secured Credit Card provider reports every month to all 3 Credit Bureaus (Experian, Equifax, and TransUnion) that your payments are being made on time every month.

With 3 or 4 Secured Cards doing the same thing, it will super charge your FICO Scores to go up faster.